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How it works

Get challenged, serious & rewarded

Strive for big rewards for being disciplined on your savings

1. Crystallise your goals

Set your financial goals to reach your big moments

Having SMART (Specific, Measurable, Attainable, Relevant & Time-bound) goals is the first essential step in saving towards bigger moments. Savings is not feasible without understanding your spending behaviour. bigmo has made it super easy to create a prudent spending plan to help you set ambitious but achievable saving and spending goals.
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2. Commit yourself

We help you stay committed & introduces a system of monthly challenges

After setting your goals at the start, you subscribe to the Bigmo monthly challenges by paying an entry fee (£20, £50, £100 or £125). Depending on how well you fulfil your monthly saving goals, you win monetary rewards that are paid out to you at the end of each monthly cycle.

3. Stay on track

Your personalised dashboards will help you visualise your spending and savings goals

We send you actionable insights and nudges backed by behavioural economics, at the right time, so that you always stay on track and gives you a good chance of winning a reward. To enable such tracking, you’d first link your bank accounts securely with Bigmo. 
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4. Get rewarded

Rewards are big and it's like never before

Bigmo rewards savings in a big way. At the end of each monthly Bigmo cycle, if you have met at-least 90% of your saving goals as a result of disciplined spending, you get a 1 in 5 chance of winning a big cash reward or have a 4 in 5 chance of getting your competition fee back- the rewards are big and it’s like never before and is a bonus to the saving you have already done in a month.